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SIBM students create light source using PET bottle

SIBM students create light source using PET bottle that works on solar energy and can be used even at night Using a PET bottle, a solar panel and a switch, students of the Social Entrepreneurship and Consulting Cell (SECC) from Symbiosis Institute of... Read >

Grab the best deals when home loan rates begin to fall

Union Bank of India, Central Bank of India and Bank of Maharashtra cut interest rates on home loans, so now home loans avail at some low interest rates. Other banks are also in queue and soon announce rate cuts, while others may wait for the RBI to slash... Read >

Grab the best deals when home loan rates begin to fall

Union Bank of India, Central Bank of India and Bank of Maharashtra cut interest rates on home loans, so now home loans avail at some low interest rates. Other banks are also in queue and soon announce rate cuts, while others may wait for the RBI to slash... Read >

Repo rate cut may be 25 basis points

what the central bank might do to rates shortly, and pat comes his considered response about repo rates. And about what the BoI will likely do in response. In an interview, he holds forth on the bank’s future plans and the path ahead for the banking indus... Read >

Car loans Again Comes on Slow Lane

In response, NBFCs, whose balance sheets depend on car loan, are pondering new strategies to sustain their growth. Pessimism, however, seems to be creeping in slowly as lenders slash their overall growth expectations. Both the macro scene and the micro ec... Read >

Time to refinance your home loan

Everyone has their own reason for refinancing, but usually to save money or take cash out. Refinancing your home loans can be an excellent way to manage your debt load, reduce stress and save yourself a lot of money. There are several ways that a new refi... Read >

Is home loan interest rates go down in future?

How have the high interest rates affected your loan disbursal? We were apprehensive, but it hasn't come down as much as we had thought. The loan growth for housing finance companies was 18percent in the first quarter, as opposed to 19percent in the corre... Read >

Prepay your loans and calculate emi

you have money stashed for future, now perhaps is the time to air it. Especially if your treasure is not giving good returns or bonuses. You should prepay if you can. Several banks allow a home loan borrower to partially prepay up to a certain limit witho... Read >

Relief for home loan borrowers

For those millions of home loan borrowers who were sulking at their decision to go for floating rate of interest, and who found their own interest rates being regularly reset even as new borrowers were being assiduously besought with lower rates, the orde... Read >

liberalisation policies for NRIs and residents

In a move that might make life a little easier for Non-Resident Indians (NRIs), the RBI, in September, announced a series of liberalisation policies with respect to foreign exchange transactions. Here are a few such changes that will simplify the process ... Read >

Fall of SBI Is Good Example for Other Banks

The recent downgrade of State Bank of India by Moody's Investor Service has evoked strong reactions from the markets and policymakers. While predictably the stock markets tanked, a section of the policymakers and bankers has questioned the credentials of ... Read >

Benefits of online Personal loans or Unsecured loans

Online personal loan is one of the latest options for people who need cash fast and who can’t afford to slow down their lifestyle in order to get it. Applying for this kind of loan is easy because they can be done from home or from work through a simple a... Read >

Tornado Clouds dim Indian Economy

I have just returned home after three weeks of travel. And while it was exciting and eye-opening, it has also been grueling and exhausting. The last leg of my trip took me to Chennai in India. I have often written to you about how India is booming and gal... Read >

PSU lenders extend offers till New Year

Public sector banks are offering discount in interest rates on auto and home loans along with other concessions this festival season to woo customers who were planning to postpone their buying decisions since interest rates have peaked. However, priva... Read >

Property values In Bangalore rises Day by Day

At a time when home loan interest rates are continuing to go north, a home-buy is becoming costlier for buyers, especially in a market like Bangalore, where prices are holding firm. The rising interest rate scenario is making that home-buy decision tough ... Read >